Legal notices

Company Name: BNP Paribas
Legal Representative: Jean-Laurent Bonnafé
Public Limited Company with capital of €2,491,915,350                                                             
Commercial and Company Register (RCS) n°: Paris 662 042 449
Orias (Insurance sector register) n°: 07 022 735
E.C. Identifier: FR76662042449
Registered offices at 16, boulevard des Italiens, 75009 Paris, France
Website hosting: Everial CRM
Address: 45, avenue du Général Leclerc - 60643 Chantilly

The publisher undertakes to comply with all laws in force pertaining to the establishment and activities of a website.

All site visitors are requested to read the following terms and conditions carefully. By accessing, browsing or using the website, visitors acknowledge that they have read, understood and consented to the terms and conditions.
BNP Paribas wishes to draw the attention of users of its website to the following points:

1 – Access to the website
Every user of this website confirms that s/he has the skill and resources necessary to gain access to this website and use it.
Access to the bnpparibas.com website is free of charge. The costs of accessing and using the telecommunications network are to be borne by the user in accordance with the terms and conditions set by the user’s access providers and telecommunications operators.
The publisher cannot be held liable for matters outside its control or for any damage that may be caused to the user’s technical environment, in particular computers, software programs, network equipment and any other devices used to gain access to or use the service and/or the information.
Users are reminded that it is an offence punishable under criminal law to fraudulently access or remain connected to an IT system, to impair or interfere with the functioning of such a system or to fraudulently enter or alter information in an IT system.

2 – Intellectual property                                        
BNP Paribas owns or holds the rights to all components that constitute this website, including the data, designs, graphics, photographs and soundtracks.
It is prohibited to reproduce, represent, distribute or re-distribute the content of this website by any means whatsoever, whether in whole or in part, without the prior express authorisation of BNP Paribas. Such action would constitute an act of counterfeiting under the provisions of the French Intellectual Property Code.
The trademarks of the publisher of the website bnpparibas.com and its partners, and the logos included in the website, are registered trademarks.
As an exception, certain content (texts, images, etc.) belong to their respective authors and BNP Paribas uses them with the authorisation of the owners of the rights to that content.

3 – Content of the website                                        
BNP Paribas BNP Paribas endeavours to ensure that the information disseminated on this website is accurate, updated and comprehensive and reserves the right to change the content or presentation of this website at any time and without notice. Furthermore, BNP Paribas declines any liability in the event of any delay, error or omission as regards the content of these web pages, or in the event of any interruption to or unavailability of the service.

The information given on the website may be partial or incomplete because of the necessarily simplified nature of the texts, which do not have contractual value. BNP Paribas declines any direct or indirect liability regarding the accuracy, absence of errors, update status or availability of the information contained in the website.
BNP Paribas cannot be held liable for any decision made on the basis of information contained in the website or for the use that third parties might make of it.
Anyone wishing to use one or more of the services and/or one or more of the products presented on the website is asked to contact his or her BNP Paribas branch in order to ascertain the contractual conditions and charges applicable to those products and/or services.
Access to the products and services presented on the website may be restricted with regard to certain persons or countries.
None of these products and/or services will be supplied by BNP Paribas to a person if the law of his/her country of origin or other country whose laws may concern that person prohibits such supply.
However, it remains the responsibility of any interested party to check beforehand with his or her usual advisers that his or her legal and fiscal status entitles him or her to sign up for the products and/or services presented on the website.

4 – Technical information                                             
Users are reminded that the confidentiality and integrity of messages transmitted on the Internet cannot be guaranteed. Responsibility lies with the individual to take all appropriate measures to protect his or her own data and/or software programs against possible contamination by any viruses circulating on the Internet.
BNP Paribas cannot be held liable for matters outside its control or for any damage that may be caused to the user’s technical environment, in particular computers, software programs, network equipment and any other devices used to gain access to the website or to use it and/or the information it contains.

5 - Hypertext links                                               
BNP Paribas cannot under any circumstances incur any liability with regard to hypertext links from bnpparibas.com to other websites.
BNP Paribas declines any liability with respect to the content and/or any losses incurred when visiting sites by following hypertext links from the bnpparibas.com website. The user visits other sites entirely on his or her own responsibility and at his or her own risk.

6 – Cookies                                                
Users are informed that when they visit this website a cookie may install itself automatically and be temporarily retained in the memory or hard disk of the user’s system. A cookie is a component which is used to record information about the user’s browsing session(s) on the website but does not enable the user to be personally identified.
By browsing the website, users acknowledge that they have been informed of this practice and are deemed to have authorised BNP Paribas to follow this practice. Users may de-activate cookies by using the settings available in their browser software program.

7 – PDF files                                            
To read a PDF file, users will need to download the latest version of the Acrobat Reader software program. N.B. this software can only be downloaded from a website other than that of BNP Paribas. For this purpose you will be asked to fill out a questionnaire, which requires you to supply your name. If you do not wish to give your name and address, go directly to Step 2 in order to download the software program directly, free of charge.

8 – Personal data
The personal data you provide through forms on this website or when submitting online applications is processed by BNP Paribas, which is responsible for handling the information for internal management purposes and in order to fulfil your request(s).
In the course of various operations, this data may be transferred to another European Union country or outside the European Union. The data may also be provided to suppliers or sub-contractors commissioned to carry out certain material or technical tasks on behalf of BNP Paribas. Rules designed to ensure the protection and security of the data are in place for cases where data is transferred to a non-EU country. Details of these rules and information regarding data transfers are available on the BNP Paribas website at http://www.bnpparibas.net and can also be supplied upon submission of a request to BNP Paribas APAC TDC Val de Marne, TSA 30233, 94729 FONTENAY SOUS BOIS Cedex.
Users’ personal data may also be provided to official bodies and administrative or judicial authorities should they so require.
Under the provisions of the (modified) French Law nº 78 - 17 of 6 January 1978 governing computer/IT files and personal liberties, users are entitled to access personal data held on them and request rectifications or make objections within the terms of the Law. Users may make such requests to:      BNP Paribas APAC TDC Val de Marne, TSA 30233, 94729 FONTENAY SOUS BOIS Cedex.

9 – Applicable law                                                   
The content of the bnpparibas.com website is subject to the law applicable to/in France.
All users are deemed to acknowledge the competence of the courts of France in all matters regarding the content and use of the website or disputes arising therefrom.